Solutions For Home Owners In Foreclosure

FREE Application

Here's How To Proceed:

1. Fill out an online application - to your best ability

2. We'll review your information and determine if your case has good chances of being approved for a repayment plan by your lender.

3. Our representatives will respond within 48 hours (excluding weekends) with a "go ahead" or "sorry we can't help".

4. If based on the preliminary review of your application we determine that your case has merits, our representative will request you to FAX us your last letter or billing statement from your mortgage lender and a form with Authorization to release information that will allow us to talk to your lender on your behalf. We'll also review with you the fee for negotiating the settlement of your case with the lender. (This is a fee-based service.)

5. From that point on, we'll do everything else neccessary to negotiate a repayment agreement with your lender and bring your loan up-to-date.

End Result -- Your Home Is Saved!

Extremely Important:

If we can't get in touch with you via the phone - we can't help you.

Please Provide Accurate Contact Information For Yourself.
We need current phone numbers: home, cell , work and any extensions if applicable. Please doublecheck ALL phone numbers.

If you don't have a working phone, please provide a relative's phone number so we can contact you and you can call us back. Use 'Comments' area to provide relatives phone(s).


* indicates required fields.
Full Name:	*
Spouse Name:
Address	*
City/State/Zipcode:	*
Phone Number with area code:	* important!
Email Address:	*
Property address (if different):	*
Employer:	*
Years in current job:
Work phone with area code:	important!
Part time employer:
Years in part time job:
Spouse Employer
Spouse's years in job:
Work phone:	important!
Spouse's part time employer:
Spouse's years in part time job:
Dependent ages:
First mortgage lender:	*
Mortgage loan type:	*
Mortgage loan number:	*
Months behind:	*
Second mortgage lender:
Months behind:
Purchase price:	*
Owed/balance:	*
Market value/City asset:
If You also Own Rental Property:
Rental Property Market Value:	*
Rental Property Total Loan Balance:	*
Cash On Hand Now To Apply Toward Loan Reinstatement:	*
Foreclosure Lawyer:
Reason:
Notes/comments:
FORECLOSURE SALE DATE
Have you made any previous arrangements with your lender to settle the arrearages? * Yes No
(1) Debtor's Monthly Take Home Pay	*
(2) Spouse's Monthly Take Home Pay
(3) Other Monthly Income (Child Support, Social Security, Disability Income, etc.)
Estimated Average Future Monthly Income:
(a) Rent or Home Mortgage Payment	*
Second Rent or Home Mortgage Payment
(b) Electricity Bill
(c) Heating Bill
(d) Water/Sanitation Bill
(e) Telephone Bill
(f) Newspapers, Periodicals, Books, etc.
(g) Medical and Drug Expenses
(h) Auto Insurance
(i) Other Insurance
(j) Cable Television
(k) Transportation
(l) Taxes (not deducted from wages)
(m) Alimony, Maintenance, or Support
(n) Child Care, College or Private School Tuition
(o) Clothing
(p) Laundry & Cleaning
(q) Religious and/or Charity
(r) Automobile Payments
(s) Miscellaneous Creditors Total of Monthly Payments
(t) Chapter 13 Payment
(u) Other
(v) Food

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